Etheco Directory
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Charity & Not for Profit Banking ›
UK's oldest and largest Islamic bank offering Shariah-compliant savings, current accounts, home purchase plans and business banking. Ethical Consumer score 26 for savings and current accounts.
People: Partnership with Educate A Child International supporting education for vulnerable children in Malawi via fixed-term deposit savings. UK's oldest and largest Islamic bank. (Al Rayan Bank)
Planet: Achieved operational carbon neutrality in 2024 and reduced paper use by over 50%. Published inaugural Sustainability Report documenting ESG progress. (Al Rayan Bank)
Pocket: Shariah-compliant savings, current accounts and Home Purchase Plans based on co-ownership (diminishing musharaka) and leasing (Ijara) principles. (Al Rayan Bank)
Performance: Trustpilot 3.6/5 from 1,197 reviews; customer praise for competitive savings rates and helpful staff. Established Islamic banking provider with full Shariah-compliant product range. (Trustpilot)
Products & services: Shariah-compliant current accounts, savings accounts, fixed-term deposits, home purchase plans (diminishing musharaka), buy-to-let home purchase plans, business banking, business savings accounts, charity accounts
Banking service from Charities Aid Foundation, providing current accounts and savings specifically for charities and not-for-profits. Ethical Consumer score 80 for business accounts. Strong company ethos score of 90.
People: Part of Charities Aid Foundation supporting 14,000+ charities; provides transactional banking exclusively to charities and social purpose enterprises. (CAF Bank)
Planet: Committed to net zero across UK operations by 2050; Green Loans aligned to Loan Market Association principles; excludes fossil fuel extraction, processing and traditional petrol/diesel manufacturing. (CAF Bank)
Pocket: CAF Cash Account (charity current account) at £5 monthly with 0.20% AER variable interest; no minimum balance required. Access to 90+ savings accounts via Charity Deposit Platform. (CAF Bank)
Performance: Commended in Best Charity Banking Provider category at 2025 Business Moneyfacts Awards. Specialist charity banking backed by Charities Aid Foundation. (Moneyfacts)
Products & services: charity current accounts (CAF Cash Account), charity savings accounts, Charity Deposit Platform, business banking, loans to charities and social enterprises, not-for-profit banking
UK's only bank exclusively dedicated to lending to charities, social enterprises and community organisations. Every saver's deposit directly funds social impact loans. Good Shopping Guide score 100 (highest possible). Ethical Consumer score 96 for business banking.
People: B Corp recertified in 2024 with increased score of 134.4; first bank in Europe to achieve B Corp in 2015 and only bank certified as a social enterprise. (B Corp)
Planet: Ethical Consumer top rating for carbon management and reporting; excludes all fossil fuel financing. Record £70m in loans disbursed to 104 charities and social enterprises in 2024. (Ethical Consumer / Charity Bank)
Pocket: Deposits grew 13% to £387.2m in 2024; net profit of £4.9m demonstrating financial stability. Specialist savings provider — every deposit directly funds charitable lending. (Charity Bank)
Performance: Topped Good Shopping Guide ethical bank rankings for 15 years running with perfect score of 100/100. Won Best Ethical Provider 2024. (Good Shopping Guide)
Products & services: savings accounts, cash ISAs, social impact loans, charitable lending, community development finance, charity and social enterprise lending
Social purpose bank owned by The Salvation Army, providing personal and business banking with all profits supporting charitable work. Ethical Consumer score 78 for savings and business accounts. Strong company ethos score of 100.
People: Over 90% of new lending in 2024 directed to social impact sectors. First place in 2024 Charity Finance Banking Survey for Relationship Management. (Reliance Bank)
Planet: Charitable ownership means no profit motive driving environmentally harmful investments; lending focused on social impact sectors. (Reliance Bank)
Pocket: Business and Charity Current Account at £7.50 monthly fee; Charity Giving Savings Accounts donate a percentage of interest to The Salvation Army. (Reliance Bank)
Performance: Community Lender of the Year at NACFB Commercial Lending Awards 2024; donated £8m to The Salvation Army over 15 years. UK's first ethical bank since 1890. (NACFB / Reliance Bank)
Products & services: business current accounts, charity current accounts, not-for-profit current accounts, savings accounts, charity giving savings accounts, social housing lending
UK's leading ethical bank offering current accounts, savings and business banking. Only lends to organisations making a positive social, environmental or cultural impact. Ethical Consumer Best Buy (score 96/100 savings & current accounts). Good Shopping Guide score 98. B Corp certified.
People: B Corp certified since 2015 with score of 131.3 — significantly above the 80-point qualification threshold; only finances charities, social enterprises and community projects. (B Corp)
Planet: 100/100 Ethical Consumer climate score; targets 42% reduction in absolute financed emissions by 2030 and aims to finance 275 energy-transition projects by 2030. Zero fossil fuel lending. (Ethical Consumer / Triodos Bank)
Pocket: Monthly current account fee of £3 with free UK Faster Payments and direct debits; £2.5 billion in total impact lending delivered over 30 years. (Triodos Bank)
Performance: Best Ethical Financial Provider for third consecutive year at British Bank Awards 2024; recipient of the King's Award for Sustainable Development 2025. (British Bank Awards / King's Awards)
Products & services: personal current accounts, savings accounts (instant access, fixed-term, children's saver), cash ISAs, stocks & shares ISAs, innovative finance ISAs, impact investment funds, crowdfunding platform, business current accounts, business savings, charity accounts, business loans (secured lending), overdrafts
Specialist bank for trade unions, charities, social enterprises and not-for-profit organisations. Provides business banking, loans and deposit accounts focused on social impact. Ethical Consumer score 84 for business banking.
People: Accredited Living Wage Employer; Fair Tax Mark holder; Gold Standard Investors in People certification 2024. Record £1bn in social impact lending with 50.5% to areas of high deprivation. (Unity Trust Bank)
Planet: Doubled lending commitment to £50m through Retrofit Transition Initiative, supporting 931 homes in decarbonisation; net zero target set for 2045; excludes high-carbon industries. (Unity Trust Bank)
Pocket: T1 Business Current Account at £6 monthly (charged quarterly) for businesses under £100k turnover; Business Instant Access savings at 2.52% AER variable. (Unity Trust Bank)
Performance: King's Award for Enterprise in Sustainable Development 2024; Retrofit Transition Initiative won 'Funding Team of the Year' at Unlock Net Zero Awards 2025. (King's Awards / Unlock Net Zero)
Products & services: business current accounts, charity current accounts, social enterprise accounts, savings accounts (business instant access, business fixed-rate), loans (business, charity, social enterprise), overdrafts