Etheco Directory
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Financial Advice / Planning ›
Specialist insurer for heritage buildings, charities and faith organisations, with ethical investment screening. Excludes thermal coal and oil/gas exploration from investments, ethical scoring.
People: Over 130 years of charitable purpose; profits support Allchurches Trust, one of UK's largest grant-makers. (Ecclesiastical)
Planet: Excludes thermal coal and oil/gas exploration from all investment portfolios. (Ecclesiastical)
Pocket: Specialist insurer with ethical investment screening built into portfolio management. (Ecclesiastical)
Performance: Long-established ethical insurer with strong governance and charitable trust ownership structure. (Ecclesiastical)
Products & services: home insurance (buildings & contents, high net worth), heritage building insurance, church insurance, charity insurance, faith & community insurance, education insurance, care insurance, art & private client insurance, cyber insurance, real estate insurance, leisure insurance, equipment breakdown insurance, trustee indemnity insurance, clergy home insurance, financial advice (life insurance, mortgage advice, pensions, savings & investments, tax planning)
Independent financial advice service helping individuals align savings and investments with ethical values. GSG Ethical Accreditation, independent ethical financial advice.
People: Helps individuals and families align their finances with personal ethical and social values. (Ethical Money)
Planet: Advises on green and sustainable investment options, diverting capital from harmful industries. (Ethical Money)
Pocket: GSG Ethical Accreditation; provides independent financial advice focused on ethical values alignment. (Good Shopping Guide)
Performance: Accredited independent financial adviser with specialist ethical and sustainable finance expertise. (Good Shopping Guide)
Products & services: independent ethical financial advice, ethical savings guidance, ethical investment advice
UK's largest building society offering current accounts, savings, mortgages and insurance. Mutual ownership means profits benefit members not shareholders. Good Shopping Guide score 85. Ethical Consumer score 70 for current accounts. Which? score 84.
People: Nationwide Foundation supports over 540 charities with 118,500 beneficiaries through strategic partnerships including community-led housing and housing system transformation. (Nationwide Foundation)
Planet: Committed to 42% reduction in absolute Scope 1 emissions by 2030; 100% renewable electricity sourcing by 2030. Member of Net-Zero Banking Alliance and Glasgow Financial Alliance for Net Zero. (Nationwide)
Pocket: FlexDirect current account offers 5% AER fixed for first 12 months on balances up to £1,500, plus 1% monthly cashback (up to £5/month) for 12 months. (Nationwide)
Performance: Ranked first for customer satisfaction in peer group for 11th consecutive year (2013–2024); 87% customer satisfaction in FY2022–23. Which? score 84. (Which? / Nationwide)
Products & services: current accounts (FlexDirect, FlexAccount, FlexPlus), savings accounts (instant access, regular saver, fixed-rate bonds), cash ISAs, stocks & shares ISAs, mortgages (residential, buy-to-let, remortgage, shared ownership, green mortgages), personal loans (car loans, home improvement loans), credit cards, overdrafts, home insurance, life insurance, travel insurance, income protection insurance, breakdown cover, investment products, financial planning services
North East England building society offering savings, mortgages and financial advice. Active community supporter. Good Shopping Guide score 55. Ethical Consumer score 66 for savings.
People: £1.1m donated to Newcastle BS Community Fund in 2024, building endowment to £3.5m; £140,000 distributed reaching 200,000+ people through 24 regional charities. 10,000+ staff volunteer hours. (Newcastle Building Society)
Planet: DitchCarbon Score of 45/100 indicating moderate sustainability; has not established Science-Based Targets initiative commitments. Developing environmental focus through community fund. (DitchCarbon / Newcastle Building Society)
Pocket: Top regular savings rate of 5.15%; best fixed-rate bond at 3.9%. Competitive rates across easy access and fixed-term products. (Newcastle Building Society)
Performance: Trustpilot 4/5 rating from 320 reviews. Praised for well-run branches with friendly, helpful staff. Good Shopping Guide score 55. (Trustpilot / Good Shopping Guide)
Products & services: savings accounts (regular saver, fixed-rate bonds, easy access), cash ISAs, mortgages (residential, buy-to-let, shared ownership), financial advice, financial planning
East Anglia-based building society offering savings, mortgages and financial planning. Mutual with strong regional roots. Ethical Consumer score 80 for savings.
People: Community Fund has awarded £27,386 across 8 recipients in 2024; established 12 years via Essex Community Foundation. Estimated 63,352 people helped through £250,000+ total funding. (Saffron Building Society)
Planet: Does not fund fossil fuel companies. Enviro Saver annually donates 0.10% of average balances to environmental charities at no cost to customers. (Saffron Building Society)
Pocket: Enviro Saver instant access savings plus Cash ISA at 4.2% top rate. Regular savings including Members' Month Loyalty Saver. FSCS protection up to £120,000. (Saffron Building Society)
Performance: Smart Money People savings rating 4.66/5 from 5,273 reviews; mortgage rating 4.57/5 from 851 reviews. Strong customer praise for staff and local branch presence. (Smart Money People)
Products & services: savings accounts (enviro saver, cash ISA, regular saver, fixed-rate bonds), mortgages (residential, buy-to-let, remortgage, self-build), financial planning, financial advice
Major building society offering savings, mortgages and financial advice. Known for innovative products including 100% mortgage for first-time renters. Good Shopping Guide score 85. Ethical Consumer score 66 for savings.
People: Charitable Foundation donated over £944,000 to approximately 270 organisations in 2025; committed 1% of pre-tax profit to charity annually since 2022. Partner with Age UK. (Skipton Building Society)
Planet: Net zero commitment for 2050; diverts 99%+ waste from landfill. 'The Big Retrofit' project demonstrates net zero housing transformation with green mortgage products. 20 EV charge points at HQ. (Skipton Building Society)
Pocket: Track Record 100% mortgage at 5.09% (5-year fixed) — no deposit required for renters with good track record. Received £296m in applications since May 2023 launch. (Skipton Building Society)
Performance: Which? ranked #2 UK mortgage lender 2025 with 77% customer satisfaction. What Mortgage Best National Building Society for 10 consecutive years. Defence Employer Gold Award 2025. (Which? / What Mortgage)
Products & services: savings accounts (easy access, fixed-rate bonds, regular saver), cash ISAs, mortgages (residential, buy-to-let, remortgage, 100% Track Record mortgage for renters), financial advice, equity release
UK bank with a customer-led ethical policy since 1992 covering current accounts, savings, mortgages, credit cards and business banking. Good Shopping Guide score 93. Ethical Consumer score 74 for current accounts. Which? score 75. Trustpilot score 92.
People: Rejected 7 businesses in 2024 due to Ethical Policy conflicts including 3 human rights cases. Screens out arms dealing, oppressive regimes and exploitative labour. (The Co-operative Bank)
Planet: Unwavering commitment since 1998 to not banking fossil fuel extraction businesses. First reported emissions across Scope 1, 2 and 3 in 2024 as a step toward Net Zero. (The Co-operative Bank)
Pocket: Full-service banking including free current accounts, mortgages, savings and credit cards. Customer-led ethical policy since 1992 governs all lending decisions. (The Co-operative Bank)
Performance: Rated UK's best high street bank in ESG by Morningstar Sustainalytics for 5th consecutive year (risk rating 11.2, Jan 2025). Good Shopping Guide score 93. Trustpilot 92. (Sustainalytics / Good Shopping Guide / Trustpilot)
Products & services: current accounts (Standard, Everyday Extra, Privilege, Privilege Premier), savings accounts (regular saver, easy access, fixed-rate bonds), cash ISAs, mortgages (residential, buy-to-let, remortgage, green additional borrowing), personal loans (car loans, home improvement loans), credit cards, overdrafts, business current accounts, SME banking, business loans, insurance (home, life, travel), financial planning