Etheco Directory
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UK high-street bank founded in 2010, offering current accounts, savings, mortgages and business banking with extended opening hours including weekends. Good Shopping Guide score 55. Ethical Consumer score 34 for current accounts. Which? score 77.
People: Donated over £1.5m to local charities and community projects in 2023; partnered with approximately 500 local organisations to promote financial literacy. (Metro Bank)
Planet: Using Partnership for Carbon Accounting Financials methodology to calculate mortgage portfolio emissions. Progress on net zero pledges with reductions in paper usage and travel emissions. (Metro Bank)
Pocket: No monthly account fees for personal current accounts. Over 80 branches with extended opening hours 7 days a week including weekends and evenings. (Metro Bank)
Performance: Smart Money People 4.88/5 from 10,570 reviews. 'Large Loans Mortgage Lender of the Year' 2023 and 2024. Which? score 77. Good Shopping Guide score 55. (Smart Money People / Which? / Good Shopping Guide)
Products & services: personal current accounts, savings accounts, cash ISAs, mortgages (residential, buy-to-let), personal loans, credit cards, business current accounts, business savings, business loans, commercial mortgages, safe deposit boxes
UK's largest building society offering current accounts, savings, mortgages and insurance. Mutual ownership means profits benefit members not shareholders. Good Shopping Guide score 85. Ethical Consumer score 70 for current accounts. Which? score 84.
People: Nationwide Foundation supports over 540 charities with 118,500 beneficiaries through strategic partnerships including community-led housing and housing system transformation. (Nationwide Foundation)
Planet: Committed to 42% reduction in absolute Scope 1 emissions by 2030; 100% renewable electricity sourcing by 2030. Member of Net-Zero Banking Alliance and Glasgow Financial Alliance for Net Zero. (Nationwide)
Pocket: FlexDirect current account offers 5% AER fixed for first 12 months on balances up to £1,500, plus 1% monthly cashback (up to £5/month) for 12 months. (Nationwide)
Performance: Ranked first for customer satisfaction in peer group for 11th consecutive year (2013–2024); 87% customer satisfaction in FY2022–23. Which? score 84. (Which? / Nationwide)
Products & services: current accounts (FlexDirect, FlexAccount, FlexPlus), savings accounts (instant access, regular saver, fixed-rate bonds), cash ISAs, stocks & shares ISAs, mortgages (residential, buy-to-let, remortgage, shared ownership, green mortgages), personal loans (car loans, home improvement loans), credit cards, overdrafts, home insurance, life insurance, travel insurance, income protection insurance, breakdown cover, investment products, financial planning services
UK's first green digital bank offering savings accounts and green lending products. 24% of lending directed to green home improvements. Ethical Consumer score 76 for savings.
People: Won 'Best Customer Service' at MoneyFacts Awards 2025; Gold accreditation from Investor in Customers recognising service quality. (MoneyFacts / Investor in Customers)
Planet: Delivered £572m in green and 'pathway to green' lending in 2024, enabling 94,000+ customers to cut an estimated 70,000 tonnes of CO2. Green lending now 38% of total lending. (Tandem Bank)
Pocket: Green lending products for home improvements and vehicle financing. Competitive savings rates via app. 40% rise in underlying profit to £24.1m in 2024 demonstrates financial strength. (Tandem Bank)
Performance: Trustpilot 4.4/5 from 4,200+ reviews. 'App-only Savings Provider of the Year' at MoneyFacts Awards 2025. UK's self-styled first green digital bank. (Trustpilot / MoneyFacts)
Products & services: savings accounts (easy access, fixed saver), cash ISAs, green home improvement loans, green vehicle financing, cashback credit card
UK bank with a customer-led ethical policy since 1992 covering current accounts, savings, mortgages, credit cards and business banking. Good Shopping Guide score 93. Ethical Consumer score 74 for current accounts. Which? score 75. Trustpilot score 92.
People: Rejected 7 businesses in 2024 due to Ethical Policy conflicts including 3 human rights cases. Screens out arms dealing, oppressive regimes and exploitative labour. (The Co-operative Bank)
Planet: Unwavering commitment since 1998 to not banking fossil fuel extraction businesses. First reported emissions across Scope 1, 2 and 3 in 2024 as a step toward Net Zero. (The Co-operative Bank)
Pocket: Full-service banking including free current accounts, mortgages, savings and credit cards. Customer-led ethical policy since 1992 governs all lending decisions. (The Co-operative Bank)
Performance: Rated UK's best high street bank in ESG by Morningstar Sustainalytics for 5th consecutive year (risk rating 11.2, Jan 2025). Good Shopping Guide score 93. Trustpilot 92. (Sustainalytics / Good Shopping Guide / Trustpilot)
Products & services: current accounts (Standard, Everyday Extra, Privilege, Privilege Premier), savings accounts (regular saver, easy access, fixed-rate bonds), cash ISAs, mortgages (residential, buy-to-let, remortgage, green additional borrowing), personal loans (car loans, home improvement loans), credit cards, overdrafts, business current accounts, SME banking, business loans, insurance (home, life, travel), financial planning
Full-service UK bank offering current accounts, savings, mortgages, credit cards and insurance. Now part of Nationwide Group (subject to regulatory approval). Good Shopping Guide score 85. Ethical Consumer score 48 for current accounts. Which? score 71.
People: Parent company Nationwide achieved 83.8% customer experience score (exceeding 83.6% target) for period ending March 2025. Good Shopping Guide 'Good' ratings across social categories. (Nationwide / Good Shopping Guide)
Planet: Now included in Nationwide's ESG reporting from October 2024 forward. Nationwide membership brings Net-Zero Banking Alliance and GFANZ commitments. (Nationwide)
Pocket: Full-service bank offering current accounts, savings, mortgages, credit cards and insurance. Now part of Nationwide Group since October 2024 — ethical position expected to strengthen post-merger. (Virgin Money)
Performance: 80% recommendation rate in Finder's 2025 customer satisfaction survey. Good Shopping Guide score 85. Which? score 71. Trustpilot 3.3/5 from 11,100+ reviews. (Finder / Good Shopping Guide / Which? / Trustpilot)
Products & services: current accounts (M Account, M Plus Account), savings accounts (easy access, fixed-rate bonds, regular saver), cash ISAs, stocks & shares ISAs, mortgages (residential, buy-to-let, remortgage), personal loans, credit cards, travel insurance, home insurance, life insurance, business current accounts, business savings, business loans, pensions