Etheco Directory
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Home & Property Insurance ›
Subscription-based contents and possessions insurance covering gadgets, bikes and personal belongings. GSG Ethical Accreditation, subscription-based possession insurance, 25% to charity.
People: Donates 25% of premiums to charitable causes, making every policy a social contribution. (Arma Karma)
Planet: Subscription model reduces waste from traditional insurance admin and paper-heavy processes. (Arma Karma)
Pocket: GSG Ethical Accreditation; affordable subscription-based possession insurance with 25% donated to charity. (Good Shopping Guide)
Performance: Good Shopping Guide accredited with distinctive subscription model and strong charitable commitment. (Good Shopping Guide)
Products & services: personal possessions insurance (phones, laptops, tablets, headphones, jewellery, musical instruments, spectacles, sunglasses, cameras, gadgets), contents insurance for renters, bicycle insurance
UK's largest general insurer and leading life and pensions provider. GSG Ethical Accreditation (score 92) for 5th successive year. Net-zero target by 2040. MSCI ESG Rating AAA. 100% renewable electricity across offices.
People: Partnership with Citizens Advice contributing over £7m to financial resilience; £17m+ to 9,000+ community causes since 2015; 45% women in executive roles. (Aviva)
Planet: Net-zero by 2040 ambition; 100% renewable electricity; invested billions in renewable energy, social housing and EV charging; partnered with conservation charities on nature-based solutions. (Aviva)
Pocket: Broad product range across insurance, savings, pensions and investments with competitive pricing and strong online platform. (Aviva)
Performance: UK's largest general insurer with 25m+ customers; MSCI ESG Rating AAA; GSG Ethical Accreditation (score 92) for 5th successive year; Moneyfacts PMI Provider of the Year 2026. (Good Shopping Guide / Aviva)
Products & services: car insurance, home insurance, travel insurance, life insurance, pensions, savings, investments, health insurance, business insurance
Specialist insurer for heritage buildings, charities and faith organisations, with ethical investment screening. Excludes thermal coal and oil/gas exploration from investments, ethical scoring.
People: Over 130 years of charitable purpose; profits support Allchurches Trust, one of UK's largest grant-makers. (Ecclesiastical)
Planet: Excludes thermal coal and oil/gas exploration from all investment portfolios. (Ecclesiastical)
Pocket: Specialist insurer with ethical investment screening built into portfolio management. (Ecclesiastical)
Performance: Long-established ethical insurer with strong governance and charitable trust ownership structure. (Ecclesiastical)
Products & services: home insurance (buildings & contents, high net worth), heritage building insurance, church insurance, charity insurance, faith & community insurance, education insurance, care insurance, art & private client insurance, cyber insurance, real estate insurance, leisure insurance, equipment breakdown insurance, trustee indemnity insurance, clergy home insurance, financial advice (life insurance, mortgage advice, pensions, savings & investments, tax planning)
Offers travel, car, cycle and home insurance with a focus on sustainable transport. Focuses on sustainable transport and carbon reduction.
People: Promotes cycling, public transport and low-emission mobility for UK communities. (ETA Insurance)
Planet: Actively supports carbon reduction through sustainable transport advocacy and green insurance products. (ETA Insurance)
Pocket: Competitive premiums across travel, car, cycle and home insurance with focus on sustainable transport. (ETA Insurance)
Performance: Established ethical insurer since 1989 with strong reputation for cycle and breakdown cover. (ETA Insurance)
Products & services: bicycle insurance (including e-bikes, adapted cycles), cycle rescue (24/7 breakdown recovery for cyclists), car breakdown cover, mobility scooter insurance, travel insurance
Multi-product insurance broker covering home, travel, car and business policies. Donates commission to animal and wildlife charities including Vegan and Vegetarian societies.
People: Donates commission to animal and wildlife charities including Vegan and Vegetarian societies. (Evergreen Insurance Services)
Planet: Supports wildlife conservation and animal welfare through commission-based charitable donations. (Evergreen Insurance Services)
Pocket: Competitive rates across home, travel, car and business insurance with charitable commission model. (Evergreen Insurance Services)
Performance: Multi-product ethical insurer with established relationships with UK animal welfare charities. (Evergreen Insurance Services)
Products & services: home insurance, travel insurance, car insurance, business insurance
General insurance provider offering car, home and travel cover as part of the Aviva group. GSG Ethical Accreditation, part of Aviva group.
People: Aviva-backed brand with group-wide responsible business commitments and governance. (General Accident)
Planet: Benefits from Aviva group's sustainability strategy including net-zero commitments. (General Accident)
Pocket: GSG Ethical Accreditation as part of the established Aviva insurance group. (Good Shopping Guide)
Performance: Established general insurer with Good Shopping Guide ethical accreditation and Aviva backing. (Good Shopping Guide)
Products & services: car insurance, home insurance, travel insurance
Insurance broker offering home, car and travel policies with an eco-friendly ethos. Eco-friendly broker, planting trees with customer engagement.
People: Engages customers in tree-planting initiatives, building community around environmental action. (Insure-us)
Planet: Plants trees with every customer interaction, contributing to reforestation and carbon sequestration. (Insure-us)
Pocket: Eco-friendly broker offering competitive general insurance rates across multiple product lines. (Insure-us)
Performance: Growing eco-conscious broker combining traditional insurance with environmental engagement. (Insure-us)
Products & services: home insurance, car insurance, travel insurance
AI-powered home, pet and life insurance with instant claims processing and a charitable Giveback model. B Corp certified, AI-driven, gives back unclaimed premiums to charities (US-based, UK available).
People: Giveback programme donates unclaimed premiums to nonprofits chosen by policyholders. (Lemonade)
Planet: AI-driven claims processing reduces operational waste and resource consumption. (Lemonade)
Pocket: B Corp certified with AI-driven efficiency; gives back unclaimed premiums to charities via Giveback programme. (B Corp)
Performance: B Corp certified insurtech with innovative Giveback model; available for home, pet and life cover in UK. (B Corp)
Products & services: home insurance, pet insurance, life insurance
UK's largest building society offering current accounts, savings, mortgages and insurance. Mutual ownership means profits benefit members not shareholders. Good Shopping Guide score 85. Ethical Consumer score 70 for current accounts. Which? score 84.
People: Nationwide Foundation supports over 540 charities with 118,500 beneficiaries through strategic partnerships including community-led housing and housing system transformation. (Nationwide Foundation)
Planet: Committed to 42% reduction in absolute Scope 1 emissions by 2030; 100% renewable electricity sourcing by 2030. Member of Net-Zero Banking Alliance and Glasgow Financial Alliance for Net Zero. (Nationwide)
Pocket: FlexDirect current account offers 5% AER fixed for first 12 months on balances up to £1,500, plus 1% monthly cashback (up to £5/month) for 12 months. (Nationwide)
Performance: Ranked first for customer satisfaction in peer group for 11th consecutive year (2013–2024); 87% customer satisfaction in FY2022–23. Which? score 84. (Which? / Nationwide)
Products & services: current accounts (FlexDirect, FlexAccount, FlexPlus), savings accounts (instant access, regular saver, fixed-rate bonds), cash ISAs, stocks & shares ISAs, mortgages (residential, buy-to-let, remortgage, shared ownership, green mortgages), personal loans (car loans, home improvement loans), credit cards, overdrafts, home insurance, life insurance, travel insurance, income protection insurance, breakdown cover, investment products, financial planning services
Provides home and business insurance with a portion of every premium funding the Naturesave Trust. Ethical Consumer Best Buy. Donates portion of premiums to environmental projects.
People: Donates portion of every premium to the Naturesave Trust supporting grassroots environmental projects. (Naturesave Insurance)
Planet: Funds conservation, habitat restoration and community environmental projects through premium donations. (Naturesave Insurance)
Pocket: Ethical Consumer Best Buy with transparent premium structure and environmental commitment. (Ethical Consumer)
Performance: Recognised by Ethical Consumer as Best Buy for home and business insurance categories. (Ethical Consumer)
Products & services: home insurance (buildings, contents, eco-homes, non-standard construction, high net worth, rented property, holiday homes), motor/car insurance (comprehensive, third party, breakdown cover), travel insurance, charity & non-profit insurance, business insurance (liability, professional indemnity, commercial combined), renewable energy insurance (solar, wind, hydro, biomass), social enterprise insurance
Ethical general insurance broker offering home, car and business cover with vegan principles. B Corp pending, vegan ethical insurance, heavily vetting underwriters to exclude fossil fuels.
People: Vegan-aligned values ensure no animal exploitation in underwriting or investment decisions. (Planet Protection)
Planet: Heavily vets underwriters to exclude fossil fuel investments and environmentally harmful industries. (Planet Protection)
Pocket: Vegan ethical insurance with transparent underwriter vetting and B Corp pending status. (Planet Protection)
Performance: Emerging ethical insurer with distinctive fossil-fuel-free and vegan positioning in UK market. (Planet Protection)
Products & services: charity & non-profit insurance (public liability, employers liability, trustee liability, material damage, business interruption), SME business insurance (liability, property, cyber, professional indemnity), student union insurance, festival & events insurance
Online-only car and home insurance from Aviva, designed for straightforward digital self-service. GSG Ethical Accreditation, Aviva digital insurance brand.
People: Digital-only model reduces overhead, with Aviva group-wide responsible business commitments. (Quote Me Happy)
Planet: Benefits from Aviva's group sustainability targets and net-zero transition plans. (Quote Me Happy)
Pocket: GSG Ethical Accreditation; Aviva's digital-first insurance platform with streamlined pricing. (Good Shopping Guide)
Performance: Established digital insurance brand with Good Shopping Guide ethical accreditation. (Good Shopping Guide)
Products & services: car insurance, home insurance
UK bank with a customer-led ethical policy since 1992 covering current accounts, savings, mortgages, credit cards and business banking. Good Shopping Guide score 93. Ethical Consumer score 74 for current accounts. Which? score 75. Trustpilot score 92.
People: Rejected 7 businesses in 2024 due to Ethical Policy conflicts including 3 human rights cases. Screens out arms dealing, oppressive regimes and exploitative labour. (The Co-operative Bank)
Planet: Unwavering commitment since 1998 to not banking fossil fuel extraction businesses. First reported emissions across Scope 1, 2 and 3 in 2024 as a step toward Net Zero. (The Co-operative Bank)
Pocket: Full-service banking including free current accounts, mortgages, savings and credit cards. Customer-led ethical policy since 1992 governs all lending decisions. (The Co-operative Bank)
Performance: Rated UK's best high street bank in ESG by Morningstar Sustainalytics for 5th consecutive year (risk rating 11.2, Jan 2025). Good Shopping Guide score 93. Trustpilot 92. (Sustainalytics / Good Shopping Guide / Trustpilot)
Products & services: current accounts (Standard, Everyday Extra, Privilege, Privilege Premier), savings accounts (regular saver, easy access, fixed-rate bonds), cash ISAs, mortgages (residential, buy-to-let, remortgage, green additional borrowing), personal loans (car loans, home improvement loans), credit cards, overdrafts, business current accounts, SME banking, business loans, insurance (home, life, travel), financial planning
Full-service UK bank offering current accounts, savings, mortgages, credit cards and insurance. Now part of Nationwide Group (subject to regulatory approval). Good Shopping Guide score 85. Ethical Consumer score 48 for current accounts. Which? score 71.
People: Parent company Nationwide achieved 83.8% customer experience score (exceeding 83.6% target) for period ending March 2025. Good Shopping Guide 'Good' ratings across social categories. (Nationwide / Good Shopping Guide)
Planet: Now included in Nationwide's ESG reporting from October 2024 forward. Nationwide membership brings Net-Zero Banking Alliance and GFANZ commitments. (Nationwide)
Pocket: Full-service bank offering current accounts, savings, mortgages, credit cards and insurance. Now part of Nationwide Group since October 2024 — ethical position expected to strengthen post-merger. (Virgin Money)
Performance: 80% recommendation rate in Finder's 2025 customer satisfaction survey. Good Shopping Guide score 85. Which? score 71. Trustpilot 3.3/5 from 11,100+ reviews. (Finder / Good Shopping Guide / Which? / Trustpilot)
Products & services: current accounts (M Account, M Plus Account), savings accounts (easy access, fixed-rate bonds, regular saver), cash ISAs, stocks & shares ISAs, mortgages (residential, buy-to-let, remortgage), personal loans, credit cards, travel insurance, home insurance, life insurance, business current accounts, business savings, business loans, pensions